Capital Funding's Personal Financial Services

The variety and number of assets sold within the Secondary Market are quite diverse and numerous. Here are just a few of those assets purchased and transactions available through Capital Funding of America on the Secondary Market.  (CLICK on Term for More Information):

Annuity Purchases

Class Action Award Purchases 

Collectibles Note Purchases

Commission Advances Commercial Judgment Purchases

Consumer Judgment Purchases

Lottery & Monetary Award Purchases

Royalty & Patent Fee Purchases

Inheritance Advances

Insurance Policy Proceeds Purchases

Private Mortgage Note Purchases

Retirement Plans & Benefits Purchases

Sports Contract Purchases

Structured Settlements Purchases

Trust Cash Advances

    And Many More!

 

 

 

 

 

 

Annuity Purchases.

An annuity has a stream of income or payments from an insurance policy, which can be sold in its entirety, or just for a specific term or number of payments under the annuity. This allows an owner or beneficiary of an annuity to gain immediate access to the entire or a portion of its stream of payments or its cash value, rather than waiting for it over a period of years.

It also allows one to circumvent the restraints that are experienced under the normal terms of an annuity.

The annuity is purchased by a  funding source at a discount in order to provide a satisfactory return to the funding source. The transaction can be funded within a matter of days once the due diligence has been satisfied

Contact Capital Funding of America for additional information concerning the sale of your annuity at 1-800-322-5985 or use this link to our CONTACT US page.

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Class Action Award Purchases.  

The cash value of the court award resulting from a class action suit can be sold to a funding source. The financial strength of the defendant in the suit is the measure of the salability of the proceeds from the suit.  Even though an award is granted by a court and judgment is entered under a class action award, the fact that the defendant  may not have the assets to pay the award is very critical in this type of instrument sale.

The class action award is purchased by a funding source at a discount so that the funding source yields a sought rate of return.

The timeframe for receiving the proceeds of the sale from the funding source can be a matter of a few days once all the issues of the award are investigated and verified.  

If you are due to received such a class action award, contact Capital Funding of America for details pertaining to the sale of this type of transaction.  

Please call us for more information at 1-800-322-5985 or use this link to our CONTACT US page.

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Collectibles Note Purchases.  

A collectibles note is created when a collectible or a collection of items such as fine art, rare autos, or fine furniture is purchased, and the seller provides the financing of the acquisition for the purchaser. This is a common practice in the sale of these types of collections. The stream of the periodic payments or the payments under the collectibles note can be purchased by a funding source.

The funding source of a collectibles note looks to the market value of the collectibles as the basis of the price paid for the note. This is done with the anticipation of a quick sale if the purchaser of the collection should default in repaying the note. The funding source also looks to the creditworthiness of the payor of the note for the acceptability of the note.

If you are either a seller or purchaser of collectibles, please contact Capital Funding of America for more information, or to learn how to structure a transaction involving a collectibles note at 1-800-322-5985 or use this link to our CONTACT US page.

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Commission Advances   

Like any other sources of income streams, commissions can be sold whether they are to be received by an individual, a professional, or a company. 

The typical commission is based upon am agreement to perform a particular service or create a unique work of art or design.  

 While an advance may have been paid to the creator, the balance of the commission may be needed in order to complete the terms of the contract.  

Capital Funding of America can make that additional funding available in advance of the project's payment schedule or completion.  This type of advance can also aid  the creator to make the business decision to take on a much larger project than normal, or to do a project that is beyond the current financial means of the creator. 

Please contact us for more information at 1-800-322-5985 to see how we can help, or use this link to our CONTACT US page.

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Consumer or Commercial Judgment Purchases.  

A consumer or commercial judgment is created when a court orders a business, individual, or institution to pay a sum of money to the plaintiff resulting from damages incurred by the plaintiff due to the actions of the defendant.

The sale of the award to a funding source cannot only bring cash to the awarded party when financial pressures are at their highest, but also the sale of the judgment can provide the cash that the plaintiff may need during any verdict appeal process by the defendant.  The sale can also provide for the payment of your attorney’s fees during the pre-distribution period of the award .

Again, it is the creditworthiness and financial strength of the defendant that make the assignment and sale of the judgment to a funding source possible. 

For more in depth details concerning this type of transaction at 1-800-322-5985 or link to our CONTACT US page.

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Commercial and Consumer Judgment Purchases.

A judgment is created when a court orders a business, individual, or institution to pay a sum of money to the plaintiff resulting from damages incurred by the plaintiff due to the actions of the defendant. 

The sale of a commercial or consumer judgment provides an immediate payment of the judgment or the cash that the plaintiff may need during the appeal of the verdict and the payment of attorney fees.

Again, it is the creditworthiness and financial strength of the defendant that make the assignment and sale of the judgment to a funding source possible.  

For more in depth details concerning this type of transaction at 1-800-322-5985 or link to our CONTACT US page.

                                                                                                                                                                

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Lottery and Monetary Award Purchases 

The income stream generated from the winnings from a Lottery or other Monetary Award such as a cash prize or honorarium is often paid over a series of years.  

Quite often the payments from these programs are for protracted periods up to twenty-five years or longer. 

The conversion of the periodic payments for these types of winnings or cash  prizes can be turned into a lump sum payment, or can be tailored to your cash flow needs and requirements through Capital Funding of America by creating a partial purchase of the payments.  

Contact Capital Funding for additional information at 1-800-322-5985 or use this link to our CONTACT US page.                                                                                                             

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Inheritances and Trust Cash Advances.

The proceeds of wills, trusts, and estates are sometimes structured for payment over a series of years or as one lump sum payment in the future.

The rights to the proceeds from an inheritance or trust can be sold to a funding source, in whole or in part, so that the beneficiary may have use of the funds now rather than sometime in the future.

These inheritance and trust advance transactions can be a source of cash that are not readily available through normal channels. 

For more about these transactions and related situations, please contact Capital Funding of America at 1-800-322-5985 or use this link to our CONTACT US  page. 

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Insurance Policy Proceeds Purchases.

The proceeds from an insurance policy can be sold to a funding source for cash. This method can expedite the payment into one lump sum quickly.

This is of particular usefulness when the proceeds are scheduled to be paid over a series of years. In this way, the beneficiary can receive the insurance policy proceeds immediately. 

Contact Capital Funding of America to see how we can provide a more convenient payment arrangement for your insurance policy proceeds.  

Call us for information at 1-800-322-5985 or use this link to our CONTACT US page.

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Private Mortgage Note Purchases.

Private Mortgage Notes, also known as Deeds of Trust, are promissory notes whereby the purchaser of real estate (the "borrower" or "mortgagor")  pledges to the seller (the "lender" or "mortgagee") that in exchange for the ownership of the real property, and in lieu of cash, the purchaser shall pay the seller the balance of the purchase price over a prescribed period of time. 

As the holder of the note, the seller can sell a portion or all of the stream of income or cash flow of the note to a funding source. The creditworthiness of the purchaser is the basis for the sale of the note as well as the value of the real property. The creation of a private mortgage note is usually the result of the purchaser of the real estate not being able to secure or qualify for a conventional commercial real estate loan.

We can assist the seller of the property by providing a lump sump of cash for either the entire outstanding loan balance or any portion of a series of mortgage payments from a private mortgage note.

By contacting us at the very beginning of a transaction, we can advise the parties how to structure the private mortgage from the onset of the transaction so that Capital Funding can purchase the mortgage and the seller can immediately cash-out of the sale. This can be done even if the seller has a outstanding mortgage balance on the property being sold.         

Call us at 1-800-322-5985 for more information, or use this link to our CONTACT US page.

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Retirement Plans and Benefits Purchases.

The proceeds from retirement plans and retirement benefits can be sold just as other streams of incomes. Any portion or the entire period of payments from either retirement plans or employer benefit plans can be sold to a funding source; thereby, providing a lump sum of cash to the owner or beneficiary of the plan.

The beneficiary of a retirement plan must be currently receiving payments under the plan to qualify.  However, the proceeds from a benefit program such as separation programs due to corporate downsizing does not need to be funded in order to be purchased through Capital Funding.

With proper planning, the sale of the benefits from the retirement and benefit programs can assist its beneficiary at any time in a quick and confidential manner so that the needs and demands of retirement or starting a new career can be met.                      

If you have these benefits and want to find out how to convert them into cash now, call 1-800-322-5985 or use this link to our CONTACT US page.  

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Sports Contract Purchases.

The sale of the proceeds from a sports contract can be a source of cash to the athlete now rather than through period payments to be made in the future. The sale of the payments under the contract also allows the athlete to have the funds necessary to make investments or to use for other purposes, which would not be available if the income was received as provided for in the terms of the sports contract.

Be aware that these transactions are not loans against the sports contracts, but rather the sale of the payments to be made to the athlete under the contract. The amount of cash received will not be required to be repaid—that is because there was no loan being made.

Contact Capital Funding of American for more details concerning the sale of sports contract proceeds.  Call 1-800-322-5985 or use this link to our CONTACT US page.                                                                                   

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Structured Settlement Purchases.

The structured settlement is the court degreed method of payment for damages to a plaintiff resulting from an award made by the court.  These settlements include product liability, wrongful death, medical and legal malpractice, personal injury, etc.

Recent court policy has required that awards made by the court are to be paid over a prescribed period of time rather than in one lump sum.  Often, defendants will purchase an annuity from an insurance company in order to hedge the cost of the payouts to the plaintiff.  In such an instance, the scheduled annuity payments would be the subject of the purchase by the funding source.

Through Capital Funding of America, the plaintiff can receive a lump sum amount of cash that can be paid immediately, or over a shorter period of time as may be advantageous to the plaintiff.   In any instance, the payment of the award would be available to the plaintiff as needed rather than as mandated by the court and the payout schedule of an annuity.. 

Contact Capital Funding at 1-800-322-5985 or use this link to our CONTACT US page for more details. 

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Royalty and Patent Fee Purchases.

The income stream generated by payments to an author, artist or software programmer, or to a holder of a patent or licensing agreement may be sold in part or in total as any other future flow of income.

The conversion of these fees and royalty payments into cash can be tailored to your cash flow needs and requirements.  Contact Capital Funding for additional information at 1-800-322-5985 or use this link to our CONTACT US page.                                                                                                             

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