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Capital Funding's Business Services
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The
numerous variety of commercial assets purchased on the Secondary Market are
quite diverse as are the business loans originated and placed in the Secondary
Market by Capital Funding of America. Here are just a few of the transactions
available through Capital Funding of America.
(CLICK on Term for More Information):
A lessor (the leasing company or individual leasing out the vehicle) of an airplane lease and marine lease can sell a portion or the entire stream of income derived from a lease for an airplane and all types of watercraft. The portion of the future cash flow that can be sold may be the immediate series of lease payments, or it can be for a series of payments to be made well into the future. The sale of lease payments can be extremely flexible and tailored to fit the lessor’s cash flow requirements.
Another important facet of the sale of lease payments is that the payments continue to be made out to the lessor but are sent to a post office box of the funding source, which maintains the impression that the lessor is continuing to receive the payments directly. Call 1-800-322-5985 or use this link to our CONTACT US page.
When a company or individual sells an airplane or boat with seller-provided financing, a note is created. This aerospace or marine note defines the purchaser’s obligation to repay the balance of the amount of the loan provided by the seller. It also defines the security interest and the balance of the unpaid portion of the purchase price that the seller has in the airplane or boat.
This interest in the note that the seller has can be sold to a funding source in whole or even just a portion of the cash flow (purchaser’s payments). For more information contact Capital Funding of America at 1-800-322-5985 or use this link to our CONTACT US page.
Through Capital Funding, a purchaser of an apartment complex can secure a long-term, fixed-rate first mortgage at exceptional terms or refinance an existing apartment project. The minimum mortgage amount is $1,000,000 with a maximum of $300,000,000.
Prior to entering a contract to purchase, the client should contact Capital Funding for terms and rates. Call 1-800-322-5985 or use this link to our CONTACT US page.
An auto notes portfolio is a collection or grouping of automobile loans, usually held by an auto dealer, private investor, or a finance company, which were used to finance the sale of cars to individuals. The sale of the portfolio can be purchased by a funding source for cash.
Typically, used automobile dealers originate this type of portfolio. For more information contact Capital Funding of America at 1-800-322-5985 or use this link to our CONTACT US page.
A business note is created when a business owner sells a business under a contract and taking back a note; thereby, creating seller financing. The collateral for the note is the business and the remaining partners' or new owners' ability to repay the seller financing .
The creditworthiness of the purchaser of the business is also important under the sale of a business note.
When purchasing a business note, the new owner of the business is required to have some cash equity paid into the purchase of the business.
Depending on the financial strength of the new owner, the sale of the note may be non-recourse to the note holder.
Getting capital to
purchase or sell a business is one of the most difficult loans to get in the
conventional banking industry.
If you are contemplating selling or buying a business, contact Capital Funding
so that we can strategize the sale or purchase of your business so the cash to
complete the transaction is there when you need it. For more information
please call 1-800-322-5985 or use this link to our CONTACT
US
page.
This type of note is created when a commercial or recreational vehicle dealer provides seller financing. The dealer or a private investor usually holds these notes. The notes can then be sold to a funding source for cash. Also, the notes are purchased at a discount so that a required yield is met, and are usually non-recourse.
A grouping or portfolio
of business vehicle notes can be sold to a funding source allows for less
stringent credit requirements because the risk is spread over a group rather
than each individual note. By selling your business vehicle notes as a
portfolio through Capital Funding on the Secondary Market, the credit of your
customers does not have to pass the stringent requirements of the conventional
banking system. This is a program that can create an enormous increase in your
sales volume. Contact Capital Funding for more details at 1-800-322-5985 or
use this link to our CONTACT
US page.
The charitable pledges made by corporations and institutions can be converted into cash for a qualified charity. A funding source purchases the pledged contribution from the charity, which is then assigned to the funding source by the charity.
The pledges are purchased by the funding source at a discount to yield the required rate of return or yield sought by the funding source. For more details, please contact Capital Funding. 1-800-322-5985 or use this link to our CONTACT US page.
The cash award resulting from a class action suit can be sold to a funding source. The financial strength of the defendant in the suit is the measure of the salability of the proceeds from the class action award.
Even though an award is granted by a court and judgment is entered, the fact that the defendant in the suit my not have the assets to pay the award is very critical in this type of instrument sale.
The awards are purchased by a funding source at a discount so that the funding source receives its sought rate of return. For more information, please contact Capital Funding of America at 1-800-322-5985 or use this link to our CONTACT US page.
A collectibles note is created when a collectible or collection is purchased and the seller provides the financing for the purchaser. This is most commonly use in the sale of rare cars and fine art. The entire stream of the periodic payments or a portion of the payments from a collectibles note can be purchased by a funding source.
The funding source looks to the market value of the collectibles as the basis of the price paid for the note. This is done with the anticipation of a quick sale if the purchaser of the collection should default in repaying the note. The funding source also looks to the creditworthiness of the payor of the note for the acceptability of the note.
If you are either a seller or purchaser of collectibles, please contact Capital Funding of America for more information at 1-800-322-5985 or use this link to our CONTACT US page.
Quite often the manufacturers or dealers of equipment will provide seller financing during the normal course of business through commercial installment contracts.
A funding source will purchase these installment contracts for cash. This process allows the manufacturer or dealer to convert their installment contracts to cash while maintaining or increasing their sales volume through seller financing programs.
The installment contract is an excellent selling tool for the manufacturer and dealer. Also by having quick access to capital through the sale of their commercial installment contracts to a funding source; they can grow their business without the possibility of a cash shortfall from carrying installment contracts and notes to their maturity.
If a client has need of this type of service, Capital Funding can create a portfolio program that is tailored to the client's seller financing needs.
Call us today for more
information on this extremely useful sales and capital management tool.
1-800-322-5985 or use this link to our CONTACT
US page.
A judgment is created when a court orders a business or institution to pay a sum of money to the plaintiff resulting from damages incurred by the plaintiff due to the actions of the defendant.
The sale of the court ordered award to a funding source cannot only bring cash to the awarded party when financial pressures are at their highest, but also the sale of the judgment can provide the cash that the plaintiff may need during the appeal of the verdict by the defendant and for the payment of your attorney’s fees.
Again, it is the creditworthiness and financial strength of the defendant that make the assignment and sale of the commercial judgment to a funding source possible. Contact Capital Funding of America for more in depth details concerning this type of transaction. Call 1-800-322-5985 or use this link to our CONTACT US page.
These instruments are predicated on real estate properties that are used for business purposes. Like other leases, a portion or all of the income stream from these instruments can be sold for a lump sum of cash. The properties that qualify under commercial properties are factory buildings and warehouses plus retail, research, and office buildings, .
Residential properties, including apartment complexes, are not considered commercial properties.
The access to the funds from the sale of real estate leases makes cash available to expand or improve the property, to acquire other properties, or any other reason you see fit.
Whatever the reason, the sale of commercial real estate leases can create cash quicker than taking out a second mortgage, and without having to pay back a second mortgage.
Call Capital Funding of America for more information about the sale of commercial leases--this very useful cash flow tool. Call us at 1-800-322-5985 or use this link to our CONTACT US page.
Commercial mortgage notes are generated by seller financing and predicated upon real estate properties that are used for business purposes. Like other types of notes, a portion or all of the income stream from these notes can be sold for a lump sum of cash.
The cash that is gained from either a partial or complete sale of the note allows the seller of the property to have immediate access to the principal paid into the real estate plus the equity that has built up over the years of ownership. This is in spite of the fact that seller financing was required in order to sell the property.
If a potential purchaser of commercial real estate has a difficult time securing a mortgage through conventional lenders, the seller of the real estate can take back a note on the property and then sell a series of note payments or the entire note to a funding source for a lump sum of cash.
The sale of commercial mortgage notes is available also to an investor who has purchased a mortgage note and is now holding this type of instrument.
Capital Funding can work out the arrangements and details for the seller so that the seller can get a lump sum of cash now without needing to have a long term relationship with the purchaser because of seller financing.
Keep in mind that, the notes are purchased by the funding source usually at a discount in order to get a required yield. But also be aware that discounted value of the money from a commercial mortgage purchase is worth much more now than it will be in the future.
Call Capital Funding of America for more details on how to structure this type of sale. For more information, please call 1-800-322-5985 or use this link to our CONTACT US page.
Commercial real estate loans are for properties that qualify as commercial properties such as factory buildings, retail, research, office buildings, shopping centers, and warehouses. Residential properties, including apartment complexes, are not considered commercial properties.
Through Capital Funding of America, our clients have commercial real estate loans available to them at extended fixed rate loans with very exceptional terms.
This also applies to refinancing your commercial property. (All rates and terms are subject to market conditions at the time of submission.)
Please contact us at 1-800-322-5985 for more information or use this link to our CONTACT US page.
Like any other source of income, commissions can be sold whether they are to be received by an individual, a professional, or a company.
To learn about how to convert your commissions into cash immediately call Capital Funding of America at 1-800-322-5985 or use this link to our CONTACT US page.
A consumer installment contract or retail installment contract is a debt instrument that is based upon obligation created by a consumer of retail goods or consumer services that takes the form of a note. The debt signified by consumer installment contract is to be repaid by the consumer over a prescribed period of time by installment payments.
Consumer installment contracts are arranged into groups called portfolios, which consist of many like contracts. Funding sources then purchase the consumer installment contract portfolios. (Not all of your sales contracts need to be put into the portfolios, i.e., you can select the contracts that you want to include.)
Some examples of consumer or retail installment contracts that qualify for portfolio purchasing are: student loans, time-share memberships, school tuitions of all types, sales training companies fees, cosmetic surgery fees, golf and health club memberships, major appliance purchases, furniture sales contracts, hearing aid clinics sales contracts, etc.
Call Capital Funding of America today 1-800-322-5985 or use this link to our CONTACT US page so that we can create a program for you that will allow you to convert your consumer installment contracts into cash.
A lessor or the holder of an equipment lease or an equipment timeshare can sell a portion or the entire stream of income to a funding source, which is derived from the lease or timeshare interest.
Some types of equipment that are the basis of an equipment lease are printing equipment, computer and office equipment, factory equipment, farming equipment, construction equipment, industrial equipment, material handling, and hydraulic systems.
The seller of equipment can provide a leasing program to its customers and, in turn, have a ready market to convert some or all of the lease payments into cash through Capital Funding of America.
Even an investor holding leases can convert the leases into cash.
Also, learn how to create a leasing program through Capital Funding of America if you do not have a plan in place now. A leasing program can increase your sales volume by getting that additional customer, which would normally get away due to the customer's inability to secure equipment financing through normal banking channels.
Furthermore, you will be able to retain a good portion of the money that would be paid to an outside leasing company for yourself.
Call us at 1-800-322-5985 or use this link to our CONTACT US page.
Equipment leasing is basically a different type of financing for equipment, which allows a company to secure equipment without many of the requirements of normal financing.
Through Capital Funding of America, your firm can acquire the equipment you need without tying up large sums of capital and without eating into your other lines of credit.
Capital Funding of America can create a program that will suit your cash flow needs with many different options including open or closed end leases, lease buybacks, variable payment structures, etc.
For more information about setting up a leasing program for your new equipment sales, call us at 1-800-322-5985 or use this link to our CONTACT US page.
As the holder of an equipment note, you can sell a portion or the entire stream of income and cash flow derived from an equipment note held as a chattel mortgage against equipment sold under seller-provided financing.
An example of the type of equipment that can be the basis of an equipment note are printing equipment, computer and office equipment, factory equipment, farming equipment, construction equipment, industrial equipment, material handling and hydraulic systems, etc.
Also, if you wish to set up a program for seller-provided financing of your equipment sales so that you can met the programs offered by your competition, please contact Capital Funding of America for more information and assistance in creating the best vehicle for your sales program.
For more information, please call us at 1-800-322-5985 or use this link to our CONTACT US page.
The income stream generated by fee payments to a franchisor may be sold in part or in total as any other future flow of income.
The conversion of these fees and payments to cash can be tailored to your cash flow needs and requirements.
If you are a franchisor and wish to generate instant capital without having to borrow, Capital Funding of America can set up a program that can satisfy your needs.
Contact us for more information at 1-800-322-5985 or use this link to our CONTACT US page.
If you hold a private mortgage note on a healthcare facility, Capital Funding can convert that mortgage note into cash.
Like other screams of income or instruments that provide a cash flow, your healthcare facility mortgage note can be turned into a lump sum of cash that will cover the entire outstanding balance or a series of payments, which can meet your cash flow needs, even if you have an outstanding first mortgage balance.
Please contact us so that we can assist you in creating liquidity from this asset at 1-800-322-5985 or use this link to our CONTACT US page.
Capital Funding of America can provide either your first mortgage and construction loan for a health care facility, nursing home, or alternate health facility.
If you are in the planning stages of a new facility or are seeking to refinance you present facility, Capital Funding has excellent fixed-rate, large balance, long-term loans that can be closed quickly.
This would also apply to construction development loans for this type of facility.
The minimum mortgage amount is $500,000 to a maximum mortgage amount of $300,000,000.
Call Capital Funding of America at 1-800-322-5985 or use this link to our CONTACT US page for more details.
From time to time, homeowners associations need to expend a large sum of cash for capital improvements. Capital Funding of America has a vehicle to convert your uncollected or future association fees into cash so that you do not have to seek hard to get loans or to erode you association reserves.
The sale of the association fees can be structured so that the plan fits you needs and dues collections.
Call Capital Funding of America at 1-800-322-5985 or use this link to our CONTACT US page for immediate information concerning the sale of you homeowners’ association fees for cash.
The concept of investment banking is one of the most difficult to define in the world of finance. The broad and general definition ranges from the purchasing and selling of instruments in the world capital markets to the sale of securities by brokers to investors.
In the Secondary Market, investment banking also takes the form of finding investors, both individual and institutional, and joining them with entrepreneurs looking to merge with or acquire other businesses.
At Capital Funding, we join the best investors with the right business people so that both obtain their individual goals.
If you are looking to acquire another business or to be acquired by other company through our investment banking channels, contact Capital Funding of America at 1-800-322-5985 or use this link to our CONTACT US page.
The proceeds from an insurance policy can be sold to a funding source for cash. Through Capital Funding of America, the sourcing of the proceeds can be expedited into one lump sum of cash quickly.
This is of particular usefulness when the proceeds are scheduled for payment over a series of years.
Contact Capital Funding of America to see how we can provide a more convenient payment arrangement for your insurance policy proceeds. Call us at 1-800-322-5985 or use this link to our CONTACT US page.
If you are a boat dealer or marine manufacturer and wish to convert the private marine notes you hold into cash, Capital Funding of American has a program that can be quickly created and tailored to your needs to turn your portfolio into cash.
On the other hand, if you are a boat dealer or manufacturer and want to become competitive in today’s finance-driven economy, Capital Funding can initiate a program that allows you to provide financing without raiding you profits.
Through our Portfolio Plan, your seller financing can be quickly convert into cash rather than having to hold your own private marine notes to maturity—which can strangle your cash flow.
Furthermore, by selling your marine notes as a portfolio through Capital Funding on the Secondary Market, the credit rating of your customers and retail dealers does not have to pass the stringent requirements in the conventional banking system. This is a program that can create an enormous increase in your sales volume.
Please call us today to discuss our Portfolio Plan and your new marketing tool at 1-800-322-5985 or use this link to our CONTACT US page.
If you are a mobile home dealer or manufacturer and wish to convert the private seller financing you provide to your customers into cash, Capital Funding of American has a program that can be quickly created and tailored to your needs to turn your portfolio into cash.
On the other hand, if you are a dealer or manufacturer and want to become competitive in today’s finance-driven economy, Capital Funding can initiate a program that allows you to provide financing without raiding you profits. You can provide seller financing that you can be quickly converted into cash rather than holding your own private notes to maturity—which strangles your cash flow.
Furthermore, by selling your notes as a portfolio through Capital Funding, the credit of your customers and retail dealers does not have to pass the stringent requirements of the conventional banking system. This is a program that can cause an enormous increase in your sales volume.
Please call us today to discuss our Portfolio Plan and your new marketing tool at 1-800-322-5985 or use this link to our CONTACT US page.
A mezzanine loan is a useful tool for making permanent financing possible. A mezzanine loan bridges between the equity you have available for a particular project and the amount of equity necessary to secure permanent financing.
Quite often an excellent opportunity comes along that has great financial potential, but a company lacks the cash to provide the equity or down payment in order to secure a conventional loan for that opportunity.
Capital Funding of American can provide that additional equity that you need to make that great opportunity come alive.
If you have such an opportunity, but need the additional cash equity to make it work, give us a call. An answer can be had very quickly, and you will be able to take advantage of that great opportunity.
Contact us at 1-800-322-5985 or use this link to our CONTACT US page to arrange for this unique type of loan.
Monetary awards comprise many different categories. It can include lottery winnings, scholarship prizes, raffle winnings, sweepstake prizes, etc. Quite often, these prizes are for a large sum that is to be paid off over a series of years.
The funding source purchases the monetary awards or prize at a discount to effect its return or yield on the purchase.
Capital Funding of American can turn any of these scheduled cash prizes into a lump sum of money immediately so that you can have the use of your prize money now.
Call Capital Funding of America at 1-800-322-5985 or use this link to our CONTACT US page.
The reason for the sale of a partner’s interest in a business can be caused by the death, disability, retirement, or by the preference of one of the partners to leave the business. The interests of the exiting partner ownership in a buy-sell agreement or a contract by the exiting partner to sell his ownership in a business or professional group can be sold for a lump sum to a funding source operating in the Secondary Market.
Conventional bank financing of such a transaction is almost nonexistent. As a result, the party leaving the business or the partner’s heirs are required to give seller financing in order to bring about the completion of the transaction.
As an alternative, Capital Funding of America can provide the seller of the partnership interests with a lump sum of cash for the financing provided by the exiting partner.
If you are about to enter a situation where partnership interests are being transferred, please give up a call immediately so we can help to plan the transaction and the selling partner’s interest can be funded at the onset of the transaction.
For more information call Capital Funding of America at 1-800-322-5985 or use this link to our CONTACT US page.
Private mortgage notes are the promissory notes that buyers give the sellers of real estate in exchange for the ownership of the real property. The holder of the note (seller and payee) can sell a portion or the entire stream of income or cash flow from the note to a funding source.
The creditworthiness of the borrower (the purchaser and payor) does have some basis in the sale of the note as well as the value of the real property. The creation of a private mortgage note is usually the result of the purchaser of the real estate not being able to secure or qualify for a conventional commercial real estate loan for various reasons.
Capital Funding of America can assist the seller of the property by providing a lump sump of cash for either the entire outstanding loan balance or any portion of a series of mortgage payments for the private mortgage provided by them to their purchaser.
By contacting us at the very beginning of transaction, we can advise the parties how to structure the private mortgage from the onset of the transaction so that the seller can immediately cash-out of the sale. This can be done even if the seller has a outstanding mortgage balance on the property being sold.
For more information about private mortgage notes, please call Capital Funding of America at 1-800-322-5985 or use this link to our CONTACT US page.
If you need to develop that next commercial, industrial, apartment, or residential development, Capital Funding can provide the development loan that you need to get the project out of the ground.
Excellent better-than-market rates are available, which can be structured quickly and professionally. The minimum development loan amount is $500,000 with a maximum amount of $300,000,000.
If you are looking for development loans, contact Capital Funding of America immediately at 1-800-322-5985 or use this link to our CONTACT US page.
The income stream generated by payments to a holder of a patent or licensing agreement may be sold in part or in total as any other future flow of income.
The conversion of these royalty fees and payments to cash can be tailored to your cash flow needs and requirements.
Contact Capital Funding 1-800-322-5985 or use this link to our CONTACT US page for more information.
The sale of the proceeds from a sports contract can be a source of cash to the athlete or athletic organization, as the seller of the contract, now rather than in the future. By selling the entire sports contract or a portion of the proceeds of a sports contract, the seller has access to the funds necessary to make investments or use for other purposes. This naturally would not be available to the seller if the income were received over the years as specified in the contract.
Be mindful that these transactions are not loans against the sports contracts, but rather the sale of the benefits of the payments to be made to the athlete or athletic organization under the contract. The amount of cash received does not need to be repaid—that is because there was no loan.
For more information about sports contracts, call Capital Funding of America at 1-800-322-5985 or use our CONTACT US page.
Courts regularly provide that the legal fees to be paid to attorneys under structured settlements are paid over a period of time, which could take many years.
Capital Funding of America can provide a lump sum payment of legal fees to the attorney that can occur in short order. The creditworthiness of the defendant or party responsible for the payment of the fees is important because funding sources look to them for the repayment of the monies advanced through Capital Funding.
For more information concerning the sale of structured legal fees, please contact Capital Funding of America at 1-800-322-5985 or use this link to our CONTACT US page.
The structured settlement is the court degreed method of payment for damages to a plaintiff resulting from an award made by the court. These settlements include product liability, wrongful death, medical and legal malpractice, personal injury, etc.
Recent court policy has required that awards made by the court are to be paid over a prescribed period of time rather than in one lump sum.
Through Capital Funding of America, the plaintiff can receive a lump sum amount of cash that can be paid immediately, or over a shorter period of time as may be advantageous to the plaintiff. In any instance, the payment of the award would be available to the plaintiff as needed rather than as mandated by the court.
Contact Capital Funding at 1-800-322-5985 or use this link to our CONTACT US page for more details.
The trade acceptance draft, also known as a TAD®, is a new method for you to provide extended credit terms to your customers, while getting paid immediately. This how it works.
You submit the invoices of your customers that you have given extended credit terms. In turn, you immediately are advanced the entire amount submitted under the trade acceptance draft. Your customer repays the funding source in partial payments over the following months rather than in one large payment. The collections are made by the funding source, and there are no UCC-1 filings or liens placed on the assets of the company buying the product or services.
If is an easy way to provide extended credit terms to new as well as old customers, without using up your other lines of credit and improving your cash flow.
For more information,
contact Capital Funding of America at 1-800-322-5985 or use this link to our CONTACT
US page.
TAD® is a registered trademark of Actrade Capital,
Inc.
*When Capital Funding of America is providing services such as business plan or debt management consulting, particularly when CFoA is preparing documentation for the client and not acting in the capacity of a funding source, consulting fees will be charged. If fees are involved, the client will know in advance and in writing what fees will apply.
